Rehabilitation Loans for Single Family Residential Homes

The purpose of the City of Westminster’s (City) Single-Family Rehabilitation Loan Program (Program) is to preserve and rehabilitate existing housing stock through the use of federal HOME Investment Partnerships (HOME) funds.


  • Must be low-income residents living in Westminster who own a single-family home
  • The loan can be used to repair health and safety items on their single-family home
  • Applicants must NOT have a second lien (2nd mortgage, home equity line, etc.) on Title
  • Home must be owner-occupied, meaning not operating as a rental property


  • Roof replacement
  • Plumbing and Electrical
  • Windows and Doors
  • Kitchen Repairs
  • Bathroom Repairs
  • Flooring
  • Termite damage
  • Lead Paint Remediation
  • Exterior and Interior Paint


  • Receive up to a $25,000 (minimum $10,000) rehabilitation loan
  • Deferred loan means you pay the loan back when you sell your house or Title is transferred
  • 3% simple interest, due when the home is sold or Title is transferred

MUST meet program income limits listed below:

 Household Size







 MAX Income Limit







Residential Rehabilitation Loan Application

For more information, please contact:
Westminster Housing Division
8200 Westminster Blvd.,
Westminster, CA 92683
(714) 548-3494