Rehabilitation Loan Program for Single Family Homes

The purpose of the City of Westminster’s (City) Residential Rehabilitation Loan Program (Program) is to preserve and rehabilitate existing housing stock through the use of federal HOME Investment Partnerships (HOME) funds.

RESIDENTIAL REHABILITATION LOAN PROGRAM

  • Must be low-income residents living in Westminster who own a single-family home
  • The loan can be used to repair health and safety items on their single-family home
  • Applicants must NOT have a second lien (2nd mortgage, home equity line, etc.) on Title
  • Home must be owner-occupied, meaning not operating as a rental property

ELIGIBLE REPAIRS

  • Roof replacement
  • Plumbing and Electrical
  • Windows and Doors
  • Kitchen Repairs
  • Bathroom Repairs
  • Flooring
  • Termite damage
  • Lead Paint Remediation
  • Exterior and Interior Paint

LOAN TERMS

  • Receive up to a $25,000 (minimum $10,000) rehabilitation loan
  • Deferred loan means you pay the loan back when you sell your house or Title is transferred
  • 3% simple interest, due when the home is sold or Title is transferred

MUST meet program income limits listed below:

FY 2017 Department of Housing and Urban Development (HUD) Income Limits

Household Size  1  2  3  4  5  6
 MAX Income Limit  $58,450 $66,800 $75,150 $83,450 $90,150 $96,850
              

Residential Rehabilitation Loan Application (PDF)

For more information, please contact:
Westminster Housing Division
8200 Westminster Blvd.,
Westminster, CA 92683
(714) 548-3494